Important MCQ Banking GK
প্রিয় পাঠক, আমরা আসন্ন ব্যাঙ্কিং পরীক্ষার জন্য ব্যাঙ্কিং প্রশ্ন (Important MCQ Banking GK)উপস্থাপন করছি।
ব্যাঙ্কিং জিকে- মিসলেনিয়াস মাল্টিপল চয়েস প্রশ্ন- সেট 2
1)Who decided that stock exchanges and depositories will be allowed to list
A) RBI
B) SEBI
C) World Bank
D) FC
2)Under which act local area banks can be established by private promoters?
A) Company Act-1956
B) Bank Act-1956
C) Company Act-1950
D) Company Act-1957
3)If all the banks in an economy are nationalized and converted into a monopoly
The total deposit ….
A) will increase
B) will decrease
C) will neither increase nor decrease
D) None of these
4)ASBA is a term used in which of the following sectors?
A) Aviation
B) Real estate
C) capital markets
D) None of these
5) Fixed foreign exchange rate can be changed by
A) RBI
B) SEBI
C) FIPB
D)None of these
6)RBI sometimes devaluates its currency primarily to promote
A) Import and reduce export
B) Export & reduce import
C) Both import and export
D)outflow of foreign exchange
7)IBRD stands for
A) International Bank for Recovery and Developments
B) International Bank for Rural development
C) International bank for Reconstruction and Development
D) None of these
8) Which of the following is the sensitive index of national stock exchange?
A) Nifty
B) Sensex
C) MCX
D) CNX
9)RBI has revamped FPC code for which of the following companies?
A) Scheduled Commercial Banks
B) Non-banking Financial Companies
C) Foreign Exchange Traders
D) Bank assurance providers
10)Which of the following term is used in banking?
A) genetics
B) carbon test
C) enzymes
D) Liquidity
ANSWERS
1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 | 10 |
B | A | C | C | A | B | C | A | B | D |
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11)The European Union has adopted which of the following as a common currency?
A) Dollar
B) Dinar
C) Yen
D) Euro
12)Banks in India are required to maintain a portion of their demand and time
Liabilities with the RBI. This portion is called
A) SLR
B) CRR
C) Bank Deposit
D) Reverse Repo
13)Banking Ombudsman is appointed by
A) Government of India
B) State Governments
C) RBI
D)ECGC
14)The Holidays for the banks are declared as per—
A) RBI Act
B) Banking Regulations Act
C) Negotiable Instrument Act
D) SEBI Act
15)Interest on savings deposit nowadays is
A) Fixed by RRBI
B) Fixed by the respective Banks
C) Fixed by the Depositors
D) Not paid by the Bank
16)Interest below which a bank is not expected to lend to customers is known as …….
A) Deposit Rate
B) Base Rate
C) PLR
D)Bank Rate
17)The customers by opening and investing in the Tax saver Deposit Account scheme in a Bank would get benefit under ….
A) Sales Tax
B) Customs Duty
C) Excise Duty
D) Income Tax
18)In banking business, when the borrowers avail a Term Loan, initially they are given a repayment holiday and this is referred as …
A) Subsidy
B) Interest Waiver
C)Re-phasing
D)Moratorium
19)A non –performing asset is
A) Money at call & short notice
B) An asset that ceases to generate income
C) Cash balance in till
D) Cash balance with RBI
20)Which of the following organization is made specifically responsible for empowering Micro, Small and Medium enterprises in India?
A) NABARD
B) RBI
C)SIDBI
D)SEBI
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21)Which of the following is a global international organization dealing with the rules of trade between nations?
A) IMF
B) IDA
C) UNO
D) WTO
22)The term “Plastic Money” refers to
A) ATM Credit Cards
B) Plastic coated currency notes
C) Foreign Currency Notes
D)Traveller Cheque
23)In a mandatory to quote the following identification number on all large value financial transactions
A) PAN Number
B) Voter ID
C) PIN
D)Ration Card Number
24)Which of the following is NOT a public sector Bank?
A) Union Bank of India
B) UCO Bank
C) PNB Bank
D)Federal Bank
25)Which of the following services is provided only be the RBI?
A) Compilation of economic data
B) Issue of currency notes
C)Purchase and sale of gold/gold coins
D)Sale of Demand Draft
Important MCQ Banking GK-ANSWERS :-
11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 | 19 | 20 | 21 | 22 | 23 | 24 | 25 |
D | A | C | C | B | B | D | D | B | C | D | A | A | D | B |